We all are exposed to the risks of accidents in our day to day lives. Despite all possible precautions accidents do occur which may result in disablement or loss of limbs or sometimes even death. This policy provides compensation in the event of insured sustaining injuries, solely and directly from an accident caused by violent, visible, and external means, resulting in death or disablement be it temporary or permanent.​

Need for Personal Accident Insurance

With erratic lifestyles and hectic schedules, people are racing against time which can come to a screeching halt in the event of unforeseen circumstances. Today, as we step out on the road, we pretty much carry our heart up our sleeves, quite literally, as the odds of running into a fatal accident are far higher than ever, given the worsening condition of Indian roads.

In this alarming scenario, an individual personal accident insurance is your best bet for financial support. It is highly pocket-friendly and flexible and protects you.

What it Covers?

  1. Accidental Death
  2. Permanent Total Disability
  3. Broken Bones
  4. Burns
  5. Ambulance costs
  6. Hospital Reimbursements

What it does not cover?

  1. Adventure sport injuries
  2. Self-inflicted injuries
  3. War time injuries
  4. Participation in defence operations
  5. Venereal or sexually transmitted diseases
  6. Treatment of obesity or cosmetic surgery